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Showing posts from November, 2009

Solutions for Sinking in Debt

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It wasn't that long ago that my husband and I were sinking deep in debt. We owed $248,000. We were homeless. He was jobless. We had lost our house, our car, our social status, and our sense of who we were as a couple. We call those days the "Dark Ages". It was 12 years ago that our life fell apart - and we found ourselves starting over with absolutely nothing but faith, hope, and love.

Imagine yourself, a young couple still in your 20's, with three young kids to take care of, and nowhere to call your own. Imagine having no money for first and last month's rent, and no one to buy the house you can't afford to keep. Imagine wondering if you will have to sleep in the car - wait a minute... you sold that to pay down your debt. Imagine... looking around your community and wondering where would be a safe place for you and your family to stay.

Imagine applying for government assistance only to have them tell you they can't help - your mortgage payments are too hig…